Looking for comprehensive travel insurance coverage? John Hancock's Bronze travel insurance plan may be just what you need. Get informed on eligibility requirements, coverage features, and more in our guide – all you need to know about John Hancock Bronze travel insurance.
Overview of John Hancock Bronze Travel Insurance
John Hancock Bronze travel insurance offers comprehensive coverage for a wide range of expenses and risks associated with trips. The plan covers medical care, trip interruption/cancellation, lost/stolen items, rental car collision damage, emergency evacuation, and more. It also provides coverage for some pre-existing medical conditions if certain criteria are met. Additionally, there is no age limit on those eligible for the plan.
Who is Eligible for the Policy?
The John Hancock Bronze travel insurance plan is available to travelers who are resident citizens of the US and its territories, as well as non-resident aliens. There is no age limit on those eligible for the policy, so anyone over the age of 18 can obtain coverage. To purchase the policy, travelers must be planning a trip outside of their home country for a period of at least one day up to two years in duration.
What Does Coverage Include?
The John Hancock Bronze travel insurance plan provides comprehensive coverage for a wide range of possible incidents and events that could occur while traveling. This includes coverage for medical emergencies, trip cancellations, trip interruptions, lost luggage, rental car collisions, flight delays, and more. Coverage is also provided for certain activities such as skiing and off-road motorcycling. The policy also includes personal liability protection in the event of an accident or injury that occurs abroad.
Are There Any Exclusions?
Yes, it’s important to note that the John Hancock Bronze travel insurance plan does have some exclusions. For example, this policy will not provide coverage for pre-existing medical conditions, intentional injuries, acts of terrorism or war, the cost of medical evacuation if it is only desired for convenience and not medically necessary, and certain activities such as skydiving and bungee jumping. It is important to review the full list of exclusions in the policy before purchasing coverage.
Benefits of John Hancock Bronze Travel Insurance
Are you planning a trip? John Hancock's Bronze Travel Insurance can help make your adventures safer and more enjoyable. Learn about the benefits of this policy including medical emergency coverage and trip interruption protection, and how it can help keep you protected while traveling.
Medical and dental coverage
John Hancock's Bronze Travel Insurance offers medical and dental care coverage, including in the event of a serious illness or injury such as a heart attack. The policy will also provide coverage for specific treatments such as physical therapy and chiropractic care. In addition, it includes emergency medical evacuation services if you are more than 100 miles from home, which can help ensure that you get the best possible treatment no matter where your travels take you!
Trip interruption protection
Trip interruption protection is one of the biggest benefits offered by John Hancock's Bronze Travel Insurance. This will reimburse you for nonrefundable trip costs if your trip needs to be cut short due to a medical emergency or another covered event. Additionally, the policy covers certain expenses related to additional transportation if someone needs to stay behind and not join the rest of their group on their travels.
24/7 access to Global Travel Assistance
With the Bronze Travel Insurance plan from John Hancock, you have 24/7 access to Global Travel Assistance. This means that if you experience a medical emergency, are stranded due to flight cancellation or delay, or need other travel support services such as legal services during your trip, you can receive help from the professionals who are available around the clock.
Loss, damage, and delayed luggage protection
John Hancock's Bronze Travel Insurance protects you from the risks associated with lost, damaged, or delayed luggage. This coverage is designed to reimburse your losses if any of these things occur during your travels. It also covers new clothing, toiletry items, and other necessary supplies if your luggage is delayed for more than 24 hours.
Free financial reimbursement for out-of-pocket expenses on covered trips*
With John Hancock Bronze Travel Insurance, you're protected from unexpected expenses caused by trip delays or interruptions. This coverage provides reimbursement for out-of-pocket expenses such as hotel stays, meals, and ground transportation that are necessary due to the delay or interruption of your trip.* Plus, you could be eligible for up to $250 in emergency cash transfers if you need immediate access to funds.
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