How to Get the Most Out of Your John Hancock Travel Insurance Plan
Protect yourself and your loved ones when traveling abroad with John Hancock Travel Insurance. This guide will provide you with the information you need to know about the different types of coverage offered by John Hancock and tips on how to get the most out of your policy.
Understand Your Coverage Details
Make sure to understand all the details of your coverage before traveling. Read through the documentation from your insurance provider carefully and ask questions if there is something you don’t understand. It is important to be familiar with the benefits offered by your plan, any exclusions, liability limits, and any deductibles that may apply. Knowing what coverage you have can help you make the most out of it when making travel plans or in case of an emergency.
Save Money With an Annual Plan
Consider purchasing an annual plan instead of coverage for individual trips to save money on your premiums. Generally, the more you travel, the more beneficial it is to invest in a long-term policy that covers all your trips with just one purchase. An annual travel insurance plan from John Hancock can cover up to unlimited trips with worldwide coverage and claim limits of up to $1,000,000.
Copy and Email Your Policy Document for Easy Reference
Once you’ve purchased a policy, make sure to keep your confirmation email and policy documents in an easily accessible place. To make life simpler, you can copy and email the document to yourself for quick access or you can print off hard copies if preferred. Make sure to keep this paperwork safe and secure whenever traveling so that if any issue arises, you have proof of purchase from John Hancock.
Decide if You Need Additional Coverage (e.g., Baggage and Medical Insurance)
Review all the policies available, including their coverage and what they do/don’t cover. Depending on your destination, some extra coverage might be required (such as medical or baggage insurance) that's not included in the standard policy. Knowing this information ahead of time can save you trouble in the future if something happens. Make sure to contact John Hancock’s customer service for more information about getting additional coverage if needed.
Place Independent Limits on Each Of Your Trip Segments
With John Hancock’s Travel Insurance Plan, you can place independent limits for each of the segments associated with your trip. This will provide an additional layer of protection so that if something happens to one segment, you won’t lose out on all the money you have invested in the other segments. Make sure to select the right coverage level and limit when placing a limit on these trip segments, as they cannot be edited after purchase.
The Benefits of Purchasing a John Hancock Travel Protection Plan
Traveling can be exciting, but it also comes with some risks. Make your next trip worry-free with travel protection from John Hancock! Our insurance plans offer financial security and convenience so you can enjoy your vacation without any extra stress.
Access 24/7 Emergency Assistance
Need help in an emergency? If a covered trip is interrupted due to certain issues, we’ll have you taken care of. Our travel protection plans include access to 24/7 emergency assistance services so you can get the help you need, when and wherever you need it. No matter how big or small the issue is, our specialists are here to help.
Receive Financial Refunds and Reimbursements
We offer financial reimbursements and refund payments to our customers in case of covered emergencies including trip interruptions, travel delays, and missed connections. Our travel protection plans also cover other unexpected events such as baggage loss or damage, accidental death or dismemberment of the traveler, hospital and medical expenses due to accident or illness during a covered trip, and more. You can even have the peace of mind that you’ll receive an extension of benefits if your return home is delayed.
Get Worldwide Coverage
With a John Hancock travel protection plan, you’ll have the assurance that your investment and belongings are protected worldwide. We understand that travelers face a myriad of perils on their trips. That’s why our plans provide coverage for trip delays due to medical or mechanical breakdowns or extreme weather conditions; baggage loss, delay, damage, or theft; emergency medical and dental care; lost passport assistance; and more. No matter where you’re traveling, our travel protection plans can help reduce the impact of emergency costs.
Expand Your Limits with Add-on Options
In addition to the basic policy, John Hancock's travel protection plans also offer several add-on options that provide additional coverage and protection. From rental car damage coverage to cruise cancelation waivers, our add-ons will let you extend your protection beyond the basics and explore life without limits.
Enjoy Peace of Mind with Trip Cancellation Benefits
John Hancock's travel protection plans offer trip cancellation benefits to protect against medical emergencies and similar unforeseen circumstances. We understand that life doesn't always go as planned, and that’s why we're here to help make sure you can get a full refund on non-refundable trip expenses due to covered events. Get the financial security you need and enjoy the peace of mind that comes with knowing your vacation is protected.
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